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Compare projected ending wealth for a jeonse deposit lease and a home purchase using costs and rates you enter. This estimate does not determine taxes, loan eligibility, guarantees, or future returns.
Jeonse wealth includes the renter-funded deposit expected to be returned plus an investment account. That account starts with the difference between buying upfront cash and renter-funded deposit, then receives or funds the monthly cash-flow difference. Buying wealth is projected home value less estimated selling costs and the remaining mortgage.
Acquisition tax, registration and bond costs, brokerage, property-related taxes, guarantee fees, loan eligibility, and policy support depend on the home and household. Enter actual combined costs and verified loan terms. The calculator does not decide eligibility or apply a fixed statutory rate.
The estimate assumes the jeonse deposit is returned in full at the comparison date and does not model default, fraud, vacancy, refinancing, tax deductions, or early repayment fees. Test adverse home-price and investment-return assumptions and obtain property-specific professional advice.
Primary context: Korea Housing Finance Corporation jeonse guarantee information and MOLIT brokerage-fee guidance. Enter the actual loan, acquisition, ownership, guarantee, brokerage, and other costs that apply to you.