China Salary Converter
Quickly convert between annual, monthly, daily and hourly salaries.
Monthly Salary (Net Income)
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Monthly Salary (Gross Income) —
Daily Wage —
Hourly Wage —
Deduction Details
- Pension Insurance (8%)—
- Medical Insurance (2%)—
- Unemployment Insurance (0.5%)—
- Housing Fund (12%)—
- Total Social Insurance & Fund—
- Individual Income Tax—
Calculation Notes
Working days are calculated as 21.75 days per month and 8 hours per day
Social insurance & fund rate: Pension 8% + Medical 2% + Unemployment 0.5% + Housing Fund 12% = 22.5%
The income tax threshold is 5,000 CNY/month, using a seven-bracket progressive tax rate
Actual social insurance & fund rates may vary by region; these are reference values
Frequently asked questions
How are the social insurance and housing fund deductions calculated?
The tool uses standard employee contribution rates: pension 8%, medical 2%, unemployment 0.5%, and housing fund 12%, totaling 22.5%. Actual rates can vary by city and contribution base caps, so treat this as a reference estimate.
How is individual income tax determined in China?
China applies a seven-bracket progressive tax rate (3% to 45%) on taxable income above a monthly threshold of 5,000 CNY, calculated after social insurance and housing fund deductions.
Why does the daily wage use 21.75 working days?
21.75 is the official average monthly working days published by China's National Bureau of Statistics, derived from 365 days minus weekends and public holidays, divided by 12 months.
Does this include year-end bonuses?
No, the converter only handles regular monthly/annual salary. Year-end bonuses can be taxed separately or combined with annual income, and the two methods often produce different tax burdens.
Is the net income shown the exact take-home pay?
The net figure is a theoretical estimate. Actual take-home pay may be higher if you claim special additional deductions such as children's education or mortgage interest.