🇬🇧 Máy tính tài chính ô tô UK (2026)

Compare the quote, not only the monthly payment

For HP, the final payment is normally the last scheduled monthly payment. For PCP, enter the optional final payment shown on the quote: a larger final payment lowers the monthly figure but remains part of the amount payable if you keep the car.

The APR in an advert is not a promise to every applicant. The FCA defines a representative APR as a rate expected to be offered to at least 51% of agreements resulting from the promotion. Compare the deposit, monthly payments, optional final payment, fees, mileage conditions and total amount payable on the actual agreement.

MoneyHelper: how PCP works · FCA: representative APR definition