🇩🇪 Germany Financial Calculators 2025
Free professional tools to help you make smarter financial decisions
Welcome to our comprehensive suite of financial calculators designed specifically for German residents. Our tools provide precise calculations with EUR currency, current German tax rates (2025), social insurance contributions, and VAT calculations. All calculators are regularly updated to reflect the latest legislative changes.
🏠 Housing & Real Estate
Mortgage Calculator
Calculate mortgage payments in Germany with annuity or linear repayment methods.
Calculate Mortgage →
Rent vs Buy Comparison
Compare the long-term costs of renting versus buying. Considers appreciation, taxes, maintenance, and opportunity costs.
Amortization Schedule
View detailed loan amortization schedule. See how your payments split between interest and principal.
💰 Finance & Tax
Salary Calculator
Calculate net salary after German income tax, social insurance, and solidarity surcharge.
Calculate Salary →
Paycheck Calculator
Calculate your net income after all German deductions and taxes.
VAT Calculator
Calculate VAT (Mehrwertsteuer) for products and services. Supports 19% standard and 7% reduced rates.
Calculate VAT →
Sales Tax Calculator
Calculate sales tax for purchases with German tax rates (19% / 7%).
Credit Card Payoff Calculator
Calculate how long it takes to pay off credit card debt and how much interest you'll pay. Compare minimum payments vs. fixed monthly payments.
Loan Calculator
Calculate monthly loan payments and total interest for various types of loans.
Auto Loan Calculator
Calculate monthly payments for vehicle purchases and auto loans.
Finance Calculator
Comprehensive calculator for various financial calculations and scenarios.
Payment Calculator
Calculate monthly payments for loans or installment purchases.
Savings Calculator
Calculate how much you can save by cutting certain expenses.
📈 Investment & Interest
Compound Interest Calculator
Calculate the power of compound interest on your investments. See how regular contributions grow your wealth over time.
Investment Calculator
Calculate the growth of your investments over time with regular contributions and interest.
Retirement Calculator
Calculate your retirement savings and plan for your future.
Interest Calculator
Calculate simple and compound interest for your savings or investments.
Interest Rate Calculator
Calculate effective interest rates and compare different loan offers.
Inflation Calculator
Calculate the impact of inflation on your money over time.
🚗 Transport & Utilities
💪 Health & Fitness
BMI Calculator
Calculate your Body Mass Index (BMI) and find out if your weight is in a healthy range.
BMR Calculator
Calculate your Basal Metabolic Rate (BMR) - the number of calories your body burns at rest.
Calorie Calculator
Calculate your daily calorie needs based on age, gender, height, weight, and activity level.
Ideal Weight Calculator
Calculate your ideal body weight based on various formulas and methods.
Body Fat Calculator
Estimate your body fat percentage using various measurements and formulas.
Exercise Calorie Calculator
Calculate how many calories you burn during different exercises and activities.
Heart Rate Calculator
Calculate your maximum and target heart rate for optimal exercise.
Running Pace Calculator
Calculate pace, speed, and time for your running distances.
📅 Date & Time
D-Day Calculator
Count the days until or since an important event.
Age Calculator
Calculate your exact age in years, months, weeks, and days.
Pregnancy Calculator
Calculate your expected due date and track your pregnancy.
Time Calculator
Add, subtract, and convert time units.
Workday Calculator
Calculate working days between two dates, accounting for weekends and holidays.