China Pension Calculator
Calculate retirement pension according to Chinese social insurance system.
Total Monthly Pension
β
Personal Account Pension β
Basic Pension β
Total Yearly Pension β
Pension Calculation Method
Calculation Formula:
Personal Account Pension = Personal Account Balance Γ· Payout Months
Basic Pension = (Average Social Wage + Indexed Personal Wage) Γ· 2 Γ Contribution Years Γ 1%
Eligibility Conditions:
Men aged 60, women aged 50-55
At least 15 years of cumulative contributions
Enrolled in the urban employee basic pension insurance
Notes:
This is a simplified calculation; the actual pension is determined by the social security authority
The personal account is calculated as 8% of the average monthly salary
Payout months: 139 months for retirement at 60, 170 months at 55, 195 months at 50