2026 Japan Annual Take-Home Pay Estimate

Estimate 2026 Japanese take-home pay after annual income-tax settlement using your actual deductions.

Uses the 2026 reform effective December 1. Withholding through November is different, and tax settlement may occur in 2027. This is an estimate, not a tax filing or monthly payslip forecast.

Annual taxable salary, including bonuses JPY

Employee payroll insurance, January-December 2026 JPY

Add health, care, pension, employment and child-support premiums from your payslips. Enter 0 only if none. Exclude iDeCo and employer contributions.

Resident tax paid, January-December 2026 JPY

Add the actual 12-month deductions, including forest-environment tax. The June-May notice covers a different period. Enter 0 only if none.

Other deductions and allowances

Other eligible national income deductions JPY

Enter the eligible total for family, life insurance, iDeCo or other deductions. Exclude basic, payroll social insurance and the income adjustment below. Family deductions depend on age, income and eligibility, not headcount.

Eligible national income-tax credits JPY

For example, your verified housing credit. Capped at national income tax; any resident-tax reduction must already be included in the resident-tax amount.

Other payroll deductions JPY

Union dues, payroll-paid iDeCo and other deductions. Payroll-paid iDeCo also belongs in eligible income deductions above.

Non-taxable cash allowances JPY

I qualify for the salary-income adjustment: salary over ¥8.5m and an eligible dependent under 23, my own special disability, or a spouse/dependent with a special disability.

I am a Japanese resident with salary income only. I included all employers and will use the 2026 annual tax settlement. I do not claim the specific-expenditure salary deduction.

Enter values, then calculate.

Official sources

2026 Japan Annual Take-Home Pay Estimate

Estimated annual take-home after tax settlement