🔁 Subscription Cost Tracker

Add each subscription with its name, price, and billing cycle (monthly/yearly) to see your combined monthly cost and annual total. Your list is saved in this browser.

Monthly total

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Annual total — Subscriptions 0

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GUIDE

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Why You Should Look at Subscriptions Annually

Each subscription looks harmless on its own, but the picture changes completely once you add them up and annualize. Say you pay $15.49 for Netflix, $13.99 for YouTube Premium, $10.99 for music streaming, and $2.99 for cloud storage: the monthly total of $43.46 feels like "a few coffees," but annually that is $521.52 — a real appliance-sized expense. Mix in annually billed items (memberships, antivirus, domains) and a monthly card statement alone never shows the full picture. This tracker converts both directions — monthly plans ×12, yearly plans ÷12 — so you always see the monthly total and the annual total side by side. Financial advisors consistently put subscriptions first on fixed-cost reviews for a simple reason: cancelling once produces a saving that repeats automatically every month afterward.

A Practical Subscription-Diet Checklist

Once your list is complete, run through it in this order. (1) Anything unused in the last 30 days — the first candidates to cancel; dropping a single $10/month service saves $120 a year. (2) Duplicated categories — two music services or three video platforms usually consolidate to one. (3) Switch keepers to annual billing — services you are sure you will keep typically discount 15–20% on annual plans; if a $13.99/month plan costs $139.90/year, that is effectively two free months. (4) Family and bundle plans — four household members paying separately almost always beat by one family plan. (5) Forgotten trial conversions — cross-check your card statement for free trials that quietly became paid. Your list persists in this browser, so revisiting quarterly to track the trend works well.

Frequently asked questions

Where is my subscription list stored?

Only in your browser's localStorage — nothing is sent to any server. The list persists when you return in the same browser, but is not visible on other devices or in private browsing. The "Clear all" button removes it at any time.

How do I enter annually billed subscriptions?

Set the billing cycle to "Yearly" and enter the full yearly charge. The tracker divides it by 12 for the monthly total and adds the full amount to the annual total.

How much is a reasonable amount to spend on subscriptions?

There is no universal threshold, but a common practice is to review what share of monthly income goes to fixed costs (housing, telecom, subscriptions). Because individual subscriptions are small, the annualized total is the more honest test: ask whether you would pay that full amount once a year for what you actually use.