01
Equal Installment
You pay the same amount (principal + interest) every month. The interest proportion is higher initially and the principal proportion increases over time. Easy to plan a repayment schedule.
💴 Loan Interest & Repayment Calculator
When taking out a loan, the most important thing is to choose the repayment method that suits you. This calculator accurately computes the monthly repayment and total interest for equal installment and equal principal methods.
Monthly Payment
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Principal —
Total Interest —
Total Repayment —
Loan Repayment Method Comparison
02
Equal Principal
You repay the same principal each month with interest calculated separately. Initial payments are higher but gradually decrease. The total interest burden is lower than equal installment.
03
Which method to choose?
If you have initial capital capacity, choose equal principal (total interest savings). If you want stable repayment, choose equal installment (fixed repayment amount).